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金融リテラシーの向上がもたらす金融政策および金融システムへの効果
https://stars.repo.nii.ac.jp/records/9176
https://stars.repo.nii.ac.jp/records/9176021a1c9d-e131-45a2-a6b0-26dfb5b94042
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
北野友士 (1.4 MB)
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| Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||
|---|---|---|---|---|---|---|
| 公開日 | 2020-03-25 | |||||
| タイトル | ||||||
| タイトル | 金融リテラシーの向上がもたらす金融政策および金融システムへの効果 | |||||
| 言語 | ja | |||||
| タイトル | ||||||
| タイトル | The Effect of Improvement of Financial Literacy on Monetary Policy and Financial Systems | |||||
| 言語 | en | |||||
| 言語 | ||||||
| 言語 | jpn | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 金融リテラシー | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 金融政策 | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 金融システム | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | コミュニケーション戦略 | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 中小企業経営者 | |||||
| 資源タイプ | ||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||
| 資源タイプ | departmental bulletin paper | |||||
| 著者 |
北野, 友士
× 北野, 友士× KITANO, Yuji |
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| 抄録 | ||||||
| 内容記述タイプ | Abstract | |||||
| 内容記述 | Recently, financial education is being encouraged in Japan. However in other countries, various types of educational programs for financial literacy have been developed for some time now. For example, the Bank of England has been making efforts for improving communication strategies regarding public financial literacy. On the other hand, the OECD or World Bank has recognized the importance of financial literacy amongst SMEs’ managers. Thus, this paper examines the effect of improvement of personal financial literacy on monetary policy, and the relationship between the managers’ financial literacy and the SMEs’ performance. The author has conducted two types of research. One is a questionnaire for 627 students from 5 universities. The questionnaire consists of a financial literacy survey and questions about expectations on economy and inflation in the near future. According to the research, the improvement of personal financial literacy could encourage the public to understand the Bank of Japan’s view of future economy and inflation. In addition, simplified illustrations like the BOE’s “visual summary” could help financially illiterate people understand the BOJ’s views and policy. The other one is a survey for 3,000 managers of SMEs about their financial literacy and business performance. Based on this survey, the managers who maintain and understand positive capital ratio or have a medium range management plan, tend to run their business well. Understanding the capital ratio or making their management plan relates to financial literacy. In addition, respondents who have joined seminars for entrepreneurs tend to be interested in their capital ratio and medium range management plan. In other words, financial training programs for the SME managers would indeed improve their performance. The conclusion is that the improvement of individual or managers’ financial literary could have positive effects on monetary policy and financial systems. However, the potential of the effect of financial education may have been demonstrated by following research. |
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| 書誌情報 |
ja : 桃山学院大学経済経営論集 en : ST.ANDREW'S UNIVERSITY ECONOMIC AND BUSINESS REVIEW 巻 61, 号 4, p. 141-166, 発行日 2020-03-10 |
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| 出版者 | ||||||
| 出版者 | 桃山学院大学総合研究所 | |||||
| ISSN | ||||||
| 収録物識別子タイプ | ISSN | |||||
| 収録物識別子 | 02869721 | |||||
| 書誌レコードID | ||||||
| 収録物識別子タイプ | NCID | |||||
| 収録物識別子 | AN00240555 | |||||
| 著者版フラグ | ||||||
| 出版タイプ | VoR | |||||
| 出版タイプResource | http://purl.org/coar/version/c_970fb48d4fbd8a85 | |||||
